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Opening an account



A: Good morning, can I help you
B: Yes, I'd like to open a deposit account.
A: Certainly Sir. Would you like a Silver or a
Gold account?
B: What's the difference?
A: You can open a Silver account with just £5.
The account comes with a cash card so you can
withdraw your money at any time. The Silver
account currently pays 5% interest. For the Gold
account you need a minimum of £500, and you have
to give 14 days notice to withdraw money. The
interest rate is 6.5%.
B: I'll go for the Silver account.
A: How much would you like to deposit
B: £500
A: And we'll need two proofs of ID; telephone
bill, driving licence, credit card statement
etc.
B: I'm sorry, I
don't have any of those on
me. I'll come back tomorrow.

Applying for a mortgage C: Good morning, I'm the
manager, how can I help you
D: We'd like to apply for a mortgage.
C: Have you found a property you're interested
in
D: Yes we have.
C: How much would you like to borrow
D: Well, the property is £75,000, but we have a
deposit of £25,000
C: So you need a £50,000 loan. Do you have an
account with this bank?
D: Yes, we both have accounts here. I've had my
account for over fifteen years.
C: How much do you both earn
D: I earn £15,000 pa and my wife earns £12,500.

C: That's fine. Now Would you like to complete
this form.........